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Cookie policy

Last updated: September 21, 2026

1. What cookies are

Cookies are small files that a website stores on your device. They can remember information, measure usage or show advertising. Similar technologies, such as device identifiers, work in a similar way.

2. First-party cookies

Smart Money Basics does not set its own cookies and does not use analytics tools. The calculators run in your browser and store nothing.

3. Third-party cookies: Google AdSense

This site may display ads from Google AdSense. When ads are shown, Google and its partners may use cookies or other identifiers to:

  • Show ads and limit how often you see the same one.
  • Personalize ads to your interests, if you have given consent.
  • Measure ad performance and prevent fraud.

4. Your consent

If you visit from the European Economic Area, the United Kingdom or Switzerland, you will see a consent message, run with a consent management platform certified by Google, where you can accept, reject or customize the use of cookies and data for advertising. Personalized ads are not shown without your consent. Visitors from some US states may see privacy choices too.

You can change or withdraw your choice at any time, from that same message when it is available or by deleting cookies in your browser settings.

5. More about how Google uses data

6. Managing cookies in your browser

You can block or delete cookies in your browser's privacy settings. If you block all of them, some websites may stop working properly.

7. Who is responsible

The person responsible for this site is Santiago Gonzalez Rico. Contact details are in the legal notice.